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Can you take a partial withdrawal from an annuity?

Many annuity products allow free withdrawals each year, giving annuity owners the ability to withdraw up to 10% of their account value without paying a surrender charge. Withdrawing more than the contract allows will probably result in a surrender charge on the excess amount.

Can you withdraw a portion of an annuity?

Most annuity companies allow you to cash out, or surrender, the contract for its current value, or withdraw a portion of the accumulated funds before income payments begin. However, surrender charges will be deducted from the amount you receive.

Can you cash in part of an annuity?

Surrender Rights Most annuities allow you to surrender your annuity for its total accumulation value or withdraw a portion of the value if income payments have not yet started. However, a surrender charge may be deducted from the amount surrendered or withdrawn.