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The CAC, a smart card about the size of a credit card, is the standard identification for active duty uniformed Service personnel, Selected Reserve, DoD civilian employees, and eligible contractor personnel.
Depends. If its your first time, likely a counseling statement, some minor corrective training and a warning not to do it again. If its your third or fourth time, you could face NJP or an Article 15 for failure to obey a lawful order.
Credentials that allow access to the installation are Common Access Card(CAC), Military retiree ID card, Dependent ID Card, DoD-issued Civilian (Non-CAC) ID card (including non-appropriated), Non-DOD Federal Person Identity Verification including those issued by Department of Homeland Security for: Department of State,
The purpose of this counseling is to document the fact that you lost your military ID, did not report the loss for several days, and was not aware of the required actions to take when an ID card is lost. Complete this section during or immediately subsequent to counseling.
If you lose your ID, you can apply for a new one at a RAPIDS site or through the ID Card Office Online. Service members should also report missing CACs to their chain of command. To renew, change or replace your ID card, your profile in DEERS will need to be up to date.

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For dependents, the DD Form 1172-2 serves as the supporting documentation for a lost or stolen Uniformed Services ID Card.
Confinment for 6 months, and forfeiture of two-thirds pay per month for 6 months.
If you lose your Uniformed Services ID Card, you should go to the nearest Real-Time Automated Personnel Identification System (RAPIDS) site and obtain your new card. You can use the RAPIDS Site Locator to find your nearest RAPIDS site.
If you lose your card, you shall be required to present documentation from the local security office or CAC sponsor confirming that the CAC has been reported lost or stolen. This documentation must be scanned and stored in the Defense Enrollment Eligibility Reporting System (DEERS).
If you forgot your CAC or ID card, you can use the Kiosk in the VCC. The Kiosk is only accessible when the VCC is open.

punishment for losing cac card