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We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.
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To withdraw funds you will need to provide evidence you are suffering significant financial hardship. If your application is accepted you can only withdraw your and your employer's contributions. If you do not pay KiwiSaver contributions through an employer \u2013 go straight to your provider.
Contact your scheme provider for the correct form to complete to make a hardship withdrawal. You only need to apply to us if you're within the first 2 months of your KiwiSaver membership. To withdraw funds you will need to provide evidence you are suffering significant financial hardship.
How much can you withdraw? You can apply to withdraw all your KiwiSaver savings to put towards a home or land, except for: $1,000. Any amount you may have transferred from an Australian complying superannuation scheme (if applicable).
If you're eligible, you can withdraw most of your KiwiSaver funds. You'll just need to maintain a balance of at least $1,000 in your KiwiSaver account. You can't withdraw any amounts transferred from an Australian complying superannuation scheme.
Full withdrawals will take around 2-3 weeks to process taking into account making a final Government contribution claim. Partial withdrawals not requiring a Government contribution claim should take around a week to process.
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People also ask

You're eligible to withdraw all your KiwiSaver savings when you reach the age of eligibility (currently 65). If you joined KiwiSaver before 1 July 2019 and were aged between 60-64 you would have been locked into KiwiSaver for 5 years. Being locked in meant you could not withdraw your funds when you were 65.
The process takes about 2 weeks. Your old scheme provider may charge you a transfer fee - you will need to check this with them. If you're no longer eligible to be a member with your current KiwiSaver scheme provider \u2013 you may have changed jobs, then you'll move to a new scheme of your choice.
Early withdrawals may be available (subject to criteria) for: Buying your first home. ... Significant financial hardship. ... Permanent emigration. ... Serious illness. ... Life Threatening Congenital Condition.
Once you're eligible, you can choose to withdraw it as one lump sum, in regular withdrawals, or as you need.
If you give us all the information we need and your application is approved, we aim to pay your withdrawal and show it in your KiwiSaver account in ANZ Internet Banking and goMoney within 20 business days.

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