Application for a Refund of Pension Contributions (RF12) 2025

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  1. Click ‘Get Form’ to open the Application for a Refund of Pension Contributions (RF12) in the editor.
  2. Begin with Part A. Fill in your title, surname, and any former surnames if applicable. Ensure you use capital letters and black ink if printing.
  3. Complete your address, date of birth, and National Insurance Number. This information is crucial for processing your application.
  4. Indicate how you would like the refund paid by ticking the appropriate box—either to your bank account, a nominee, or an authorized employer.
  5. Provide detailed bank or building society account information including sort code and account number. If applicable, include details for your nominee.
  6. Sign and date the form at the bottom of Part A before sending it to your last NHS employer for completion of Part B.

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If you opt out within 1 calendar month of being enrolled, youll receive a refund of the contributions deducted. If youre opting out online, youll get a confirmation of your opt out on screen. If youre calling the automated telephone line, therell be a message at the end of the call.
A refund can only be made if a member has opted out of or left all pensionable NHS employments. The exception to this is when a person has jobs that equate to more than whole time and in this case an employer locally returns the contributions taken on any hours in excess of whole time.
If you leave your pension scheme within 30 days of joining it (or two years if its a defined benefit scheme), you can usually ask for a refund of your contributions.
If you opt out or leave the Scheme, we may be able to transfer your pension benefits to another provider. If you want to transfer to another UK scheme, read and complete the transfer out guide and application pack (PDF: 549KB).
Refund of contributions If you leave the NHS scheme before completing two years of qualifying membership*, youre entitled to apply for a refund of the contributions youve made, rather than deferring or transferring your benefits. You can do this via the RF12 form, available from the NHS pensions hub.

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Before you complete the claim form you may need to read or download further information from the website at: .nhsbsa.nhs.uk/nhs-pensions. Please return this form together with the certificates required to: NHS Pensions, PO Box 2269, Bolton, BL6 9JS.
Transcript. If you leave your job or opt out of your pension scheme before retirement, you may be entitled to a refund of your contributions, depending on how long you have paid into the scheme. If you wish to opt out, its wise to get independent financial advice before making a decision.

nhs pension refund form