Application for a Refund of Pension Contributions (RF12) 2025

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Forms should be submitted to PCSE by visiting the Contact Us page and completing a new GP Pensions enquiry. You can download the RF 12 form from the NHS Pensions website.
If you opt out within 1 calendar month of being enrolled, youll receive a refund of the contributions deducted. If youre opting out online, youll get a confirmation of your opt out on screen. If youre calling the automated telephone line, therell be a message at the end of the call.
If you wish to opt out from the start of your NHS employment you must complete form SD502 within the first month. Benefits you will be giving up if you opt out of the NHS Pension Scheme. Your right to any further benefits from the Scheme in this employment.
You can usually ask for a refund of your pension contributions if you leave a pension scheme shortly after joining. If you leave after these periods, youll either need to keep the pension where it is, or transfer it to another provider.