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Got questions?

We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.
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1If all documentation is not available upon initial claim filing, you may upload the documents later by clicking Upload Documents on the mobile app or MyClaims on desktop. Register or Log in: Go to aflac.com/myaflac or download the Aflac SmartClaim Mobile app from the App Store or Google Play Store.
Common Reasons for Claim Denials Denial on procedural grounds: unverified ID, late claim, or application errors. The EDD found that you are able to work full-time. EDD refuses to accept the medical certificate from your healthcare provider. EDD believes that workers compensation should cover your disability.
A: Once the claim is received and processed, benefits can be paid via direct deposit (typically within 4 days) or via check (typically in 10 days). The money you receive from AFLAC is tax-free.
Short-term disability insurance typically pays between 40-70% of your gross income until you return to work or until the end of your benefit period. Benefits periods typically last 13-26 weeks and not more than 1 year.
After you have submitted all of the required documentation, Aflac can begin the review process. This process usually takes 5 business days.
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People also ask

To reinstate your policy, please reach out to your assigned Aflac agent who can assist or you can connect with us via chat or email 24/7, or via phone at 800.99. AFLAC (800.992. 3522) 8 a.m.-7 p.m. ET.
In exchange for monthly premiums by you or your employer, youll receive benefit payments between 40 to 70% of your salary.