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How long does it take to get a check from AIG?

After all of the needed information is provided to your life insurance company, the payment process is typically pretty quick. On average, you can expect payment to be issued within 7 to 10 business days.

What is the process of claiming life insurance?

Beneficiaries file a death claim with the insurance company by submitting a certified copy of the death certificate. Many states allow insurers 30 days to review the claim, after which they can pay it out, deny it, or ask for additional information. If a company denies your claim, it generally provides a reason why.

What information is needed to file a life insurance claim?

Death certificate and all supporting documents. Proof of death is necessary when filing a life insurance claim. You will need a certified copy of the death certificate, a police report, a toxicology report, an autopsy report, a coroner's report, a medical examiner's report, and in some cases, medical records.

How do you collect life insurance as a beneficiary?

Generally, a beneficiary can apply for the proceeds simply by filling out the insurance company's claim form and submitting it to the company along with a certified copy of the death certificate. If more than one adult beneficiary was named, each should submit a claim form.

What is AIG proof of death?

A Certified Death Certificate for the insured indicating cause or manner of death. The Obituary or Newspaper Article concerning the death, when available. The original contract, if available.

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How do I make a life insurance claim?

Beneficiaries file a death claim with the insurance company by submitting a certified copy of the death certificate. Many states allow insurers 30 days to review the claim, after which they can pay it out, deny it, or ask for additional information. If a company denies your claim, it generally provides a reason why.

How do you collect life insurance?

How to Claim a Life Insurance Policy Contact the insurance company or agent. They should be able to explain their process for filing a claim. ... Get copies of the death certificate. Make sure you get certified copies from the funeral director. ... Fill out the paperwork and send it in. ... Specify how you want to be paid.

How long does it take to get life insurance money after someone dies?

It may take no more than a few days to as long as a month to receive the payout. The amount of time it takes to receive the death benefit after submitting the claim depends on many factors, including the insurance company's procedures and whether the policy is in the contestability period.

How do insurance companies verify death?

Life insurance companies confirm a policyholder's death with a certified copy of a death certificate identifying the policyholder as deceased and providing other details such as when they died, where they died, and what caused their death.

How long does it take AIG to process a death claim?

For most claims, we will review and process the claim within 5 business days once all requirements are received in good order. Please note that some claims require an investigation so may take longer to review. See Claims requiring an investigation for additional information.

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