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2How do I qualify for a Pag-IBIG Housing Loan? You must have the following to qualify for the loan: At least twenty-four (24) monthly membership savings (a lump sum payment of the required monthly membership savings is allowed);
How long is the processing of the PAG-IBIG Housing Loan? Your loan will be processed within 17 days after you have submitted your loan application.
The Pag-IBIG Fund Affordable Housing Loan is designed for minimum-wage and low-income members who earn up to P15,000 a month within the National Capital Region (NCR) and earn up to P12,000 per month outside the NCR.
Now, you can remit your Pag-IBIG Monthly Mandatory Savings and settle your Housing Loans anytime, anywhere! To pay your Pag-IBIG bills via GCASH, (1) Dial *143# for FREE and press call, then choose GCASH, (2) Select Government, then the desired Pag-IBIG service, (3) Enter details as required.
Your loanable amount will be the difference of your current loan balance and 80% of your contribution's Total Accumulated Value (TAV).
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People also ask

A member can borrow up to 80% of their Pag-IBIG Regular Savings, and can be processed in as fast as 2 days!
Even if two borrowers have approached the same lender, the processing time can vary between the borrowers. However, if everything is in order, you can expect a reputed Home Loan provider to process your loan application within 1-2 weeks. But it can take significantly longer in some cases.
Before getting started, please make sure to prepare the following: LOAN APPLICATION FORM. Duly accomplished Housing Loan Application with your "1x1" ID photo. ... PROOF OF INCOME. \u2022 For Locally Employed, click here for the list of valid documents. ... ONE (1) VALID ID WITH SIGNATURE. ... SELFIE PHOTO.
A qualified Pag-IBIG member shall be allowed to borrow an amount up to a maximum of Six Million Pesos (Php 6,000,000.00), which shall be based on the lowest of the following: The Member's Actual Need, His Loan Entitlement Based On Capacity To Pay, The Loan-To-Appraisal Value Ratio.
How Long Does the Housing Loan Processing Take? According to Pag-IBIG Citizens Charter 2020, the processing of a housing loan application takes around 20 working days. When you submit your complete housing loan documents, your loan will be processed within 17 days.

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