Registration form - Merrimack Valley Housing Partnership - mvhp 2026

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  1. Click ‘Get Form’ to open it in the editor.
  2. Begin by filling out the 'Participant One' section. Enter your name, address, city/state/zip, and both daytime and evening phone numbers. Ensure all information is accurate for effective communication.
  3. Proceed to the 'Participant Two' section if applicable. Repeat the same process of entering their name, address, city/state/zip, and phone numbers.
  4. Next, provide your email addresses in the designated fields for both participants. This will be crucial for receiving class updates and confirmations.
  5. Indicate how you learned about this class by selecting one of the options provided. If you choose 'Other', please specify in the space provided.
  6. Select your current status in the home buying process from the options available: Exploring, Actively looking, or Under Agreement.
  7. Finally, remember to enclose a check for $100 payable to Merrimack Valley Housing Partnership before submitting your registration form.

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Government-backed mortgage loans The Federal Housing Administration (FHA), Department of Veterans Affairs (VA) and Department of Agriculture (USDA) back mortgage programs that are often an option for first-time homebuyers.
USDA loans are an excellent option for purchasing a home with no down payment required. However, borrowers still need to ensure they have sufficient funds to cover closing costs and other associated fees.
MassHousings credit score requirements vary depending on the type of loan, property type and loan-to-value ratio. Minimum scores range from 640-700. Contact our Homebuying Team at 888.843. 6432 or homeownership@masshousing.com to learn more.
We require a 3 percent down payment to buy a condo, single-family home, or two-family home. We require a 5 percent down payment to buy a three-family property. You may use a down payment program or gifted money from a family member as part of this down payment.
The City of Lowell has a federally funded program for down payment and closing cost assistance for first-time homebuyers. This is a no-interest loan program. The loan is to be repaid upon the sale of the home, transfer of the deed, or refinance of the property. The amount of assistance provided is based on need.

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