CG 0009 1204 OCP Coverage Form - Insurance Agents Co-2025

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The document outlines the Commercial General Liability Owners and Contractors Protective Liability Coverage Form, detailing the insurance coverage for bodily injury and property damage resulting from operations performed by designated contractors. It specifies the rights and duties of the insured, exclusions from coverage, limits of insurance, conditions for claims, and definitions of key terms. The policy emphasizes the importance of understanding coverage restrictions and obligations in case of occurrences leading to claims.

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Click ‘Get Form’ to open the CG 0009 1204 OCP Coverage Form in the editor.
Begin by filling out the 'Named Insured' section, ensuring that all relevant parties are accurately listed as per your policy details.
Proceed to Section I – Coverages. Carefully read through the insuring agreement and ensure you understand what is covered under bodily injury and property damage liability.
In Section II – Who Is An Insured, identify all individuals or organizations that qualify as insureds under your policy. This may include partners, members, or executive officers.
Review Section III – Limits of Insurance. Input the applicable limits for each occurrence and aggregate limits based on your specific coverage needs.
Finally, ensure all sections are completed accurately before saving your changes. Utilize our platform's features to sign and distribute the form as needed.

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Got questions?

We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.

What does OCP stand for in insurance?

OCP insurance is purchased by a contractor, either a general contractor or a subcontractor. They would pay the premium. However, the coverage extends to the named insured. That would be whoever hired them.

What is OCP coverage in insurance?

An Owners and Contractors Protective Liability policy is a stand-alone policy that provides coverage for bodily injury and property damage. It is typically purchased by a contractor for the benefit of a project owner.

What is the difference between OCP and OCIP insurance?

While OCP insurance is bought by an individual contractor for the benefit of the project owner, an OCIP is purchased by the project owner for the benefit of everyone involved in the project.

What does OCP stand for in construction?

Owners and contractors protective (OCP) liability coverage is usually purchased by general contractors or subcontractors for the benefit of the project owner or general contractor. The policy is designed to protect the project or general contractor who hires the contractor or subcontractor.

What is the difference between OCP and additional insured?

The main advantage of an OCP policy is that protection is solely for a project owner. That person or the company alone receives primary coverage with a separate, dedicated set of limits. Under a CGL policy with an owner named as an additional insured, they share protection with other parties.

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