CG 0009 1204 OCP Coverage Form - Insurance Agents Co-2025

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The document outlines the Commercial General Liability coverage for Owners and Contractors, detailing the insurance provisions, coverage limits, exclusions, and definitions related to bodily injury and property damage liability. It specifies the responsibilities of the insured, conditions for claims, and supplementary payments. The policy emphasizes the importance of understanding coverage limitations and obligations in case of occurrences leading to claims.

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We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.

What does general liability contractor insurance cover?

Contractor General Liability insurance protects contractors financially from amounts they become obligated to pay due to damages or medical payments because of bodily injury, property damage or personal/advertising injury to third parties occurring during the policy period caused by or relating to the contractors work

What does OCP stand for in insurance?

It is a written agreement between the insurance company and the policyholder, detailing the types of risks or perils that are covered, as well as any exclusions or limitations.

What does OCIP mean in insurance?

An owners interest liability (OIL) policy is a project-specific, customized commercial general liability policy used to protect an owner from liability during the construction phase of a project. This product is intended to eliminate gaps in owners liability insurance programs and provide broader protection.

What is OCP insurance coverage?

An Owners and Contractors Protective Liability policy is a stand-alone policy that provides coverage for bodily injury and property damage. It is typically purchased by a contractor for the benefit of a project owner.

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