Guidance for Lawyers Military Pension Division - americanbar 2026

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  1. Click ‘Get Form’ to open it in the editor.
  2. Begin by reviewing the introduction section, which provides essential context about military pension division and the Survivor Benefit Plan.
  3. Navigate to the 'Documents Needed' section. Ensure you have all required documents, including a certified copy of the court order and DD Form 2293.
  4. Fill out the USFSPA Requirements section carefully. Pay attention to the '10/10 rule' and ensure your marriage duration aligns with service time.
  5. In the 'Language Dividing Military Retired Pay' section, specify whether you are using a fixed dollar amount or percentage award. Use clear language that meets statutory requirements.
  6. If applicable, include any formula clauses for calculating awards based on hypothetical retired pay. Ensure all necessary variables are provided.
  7. Review your entries for accuracy and completeness before saving or exporting your document for submission.

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The Department of Defense (DoD) provides a system known as the Uniformed Services Former Spouses Protection Act (USFSPA), which allows for the division of military retirement benefits as part of a divorce decree, as long as the marriage lasted for at least 10 years during the service.
Under FUSFSPA, a state court may not exercise the power to divide a military pension unless the court has jurisdiction over the [service] member by reason of (A) his residence, other than because of military assignment, in the territorial jurisdiction of the court, (B) his domicile in the territorial jurisdiction of
To meet the requirements of the 10/10 rule: The military member must have completed at least 10 years of creditable military service. The couple must have been married for at least 10 years. Marriage and military service must overlap for those 10 years.
20/20/15 Rule If the marriage lasted 20 years and the service member served 20 credible years in the military but only 15 years overlap between the two, the former spouse is eligible for one year of health benefits as long as s/he does not remarry and does not have employer-sponsored health insurance.
The 10/10 Rule states that if a couple has been married for at least ten years, during which the service member has completed at least ten years of creditable military service, the non-military spouse is entitled to receive a portion of the military retirement pay directly from the Defense Finance and Accounting

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In addition, for orders dividing retired pay as property to be enforced under the USFSPA, a member and former spouse must have been married to each other for 10 years or more during which the member performed at least 10 years of military service creditable towards retirement eligibility (the 10/10 rule).

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