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What is Retainage on a construction project?

Retainage is the withholding of a portion of the final payment for a defined period to assure a contractor or subcontractor has finished a construction project completely and correctly.

What is a first or subordinate lien?

A subordinate mortgage loan is any loan not in the first lien position. The subordination order goes by the order the loans were recorded. For example, your first mortgage (the mortgage used to buy the house) is recorded first because it's the first loan you borrow.

What is a progress release?

Conditional Waiver and Release Upon Progress Payment This form is useful when the claimant is not yet paid, but will be paid out of a progress payment that is not the final payment. This conditional waiver and release is only effective if the claimant is actually paid. This release does not cover all items.

How do I sell my car with a lien in California?

The easiest way to sell a vehicle with a lien is to conduct the sale at an auto dealership, particularly if the car is going to be a trade-in. Dealers work directly with the lien holder listed on the title, which is usually a credit union or a bank, to facilitate the transfer of ownership.

Does a lien release have to be notarized in California?

Are California lien waivers required to be notarized? No, there is nothing in the California law that suggests that lien waivers must be notarized in order to be deemed valid and enforceable.

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