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How to approach DRT?
The application must include: Details of the loan agreement. Statement of accounts and outstanding balance. Notices served to the borrower. Evidence of default.
What is DRT filing?
The Debt Recovery Tribunal (DRT) is established to settle cases to restore the unpaid amounts of the NPAs (Non Performing Assets). The Banks declare these as per RBI guidelines. Under Section 4 of the Recovery of Debt and Bankruptcy Act-1993, the DRT shall have only one member (called Presiding Officer).
What are the types of application in DRT?
Applications for recovery of debts due to Banks/Financial Institutions. Using the e-filing facility, OA, SA, IA MA can be filed at Debts Recovery Tribunals and Regular Appeals at Appellate Tribunals. It is intended to provide all the necessary information regarding how to use online features of e-DRT Software.
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People also ask
What is original application under DRT?
1 Types of Applications filed in DRTs and DRATs: a) Original Application (OA): OA is filed by the Bank/FI or agent (duly authorised legal practitioner - Advocate) against the borrower under Section 19(2) of the RDB Act, 1993 for recovery of dues to the Bank/ Financial Institution/ ARC.
What is the full form of DRT report?
The Debts recovery Tribunals (DRTs) and Debts Recovery Appellate Tribunal (DRATs) have been established under RDB Act, 1993 with the specific objective of providing expeditious adjudication and recovery of debts due to Banks and Financial Institutions. At present, 39 DRTs and 5 DRATs are functioning across the country.
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