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The Form 438BFU is an attachment to the property insurance policy issued to the borrower under a mortgage loan.
On the other hand, however, a lender's loss payable endorsement grants the lender much more protection under the insurance policy. With this endorsement, sometimes simply referred to as lender's loss payable, the lender is still added as a loss payee, but, in this case, their coverage is not equal to yours.
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