Mississippi - UCC1 FINANCING STATEMENT (IN LIEU) 2025

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All UCC filings may be submitted and paid for online. UCC filings may still be printed out after entry in to the system and mailed to the Secretary of State with payment. Any UCC document not generated in the Secretary of State system will be returned unprocessed.
A fixture filing is a UCC financing statement with an addendum that is filed in the local jurisdiction where the real property is located and is then recorded in the real property records.
When you pay off a loan, a good rule of thumb is to immediately submit a request with the lender to file a UCC-3 form with your secretary of state. The UCC-3 will terminate the lien on your companys asset (or assets) and remove the UCC-1 filing.
Although the UCC-1 Financing Statement does not require signatures, any attachment such as the legal description or special terms and conditions may require the signature of the Debtor. A UCC-1 Financing Statement expires after five (5) years unless a continuation is recorded and/or filed.
The security agreement must: be signed (or authenticated) by the debtor and the owner of the property, contain a description of the collateral and. make it clear that a security interest is intended.
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A qualified financing statement should include: Debtor and secured partys name, Collateral describing, and. A creditor or other person authorized by the debtor in their security agreement files it.
The Grantee is the buyer, recipient, new owner, or lien holder.

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