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This form is primarily required for individuals who are members of the New Mexico Educational Retirement Board (NMERB). It is crucial for those who wish to designate a beneficiary for retirement benefits, particularly in scenarios involving marriage, divorce, or changes in personal circumstances. For instance, educators and other public employees covered by NMERB must file this form to ensure that their spouse or designated beneficiary receives either a lump sum or monthly benefits after their death.
To successfully file Form 42, members must complete it accurately and submit it within specific timelines. The form must be notarized and returned to the ERB office. Members should also be aware that if they have not earned prior service credit and do not get reported by an ERB-covered employer within 90 days, the form will become void.
Submitting Form 42 involves several steps: first, obtain a copy of the form from the NMERB website or directly from your employer. Next, fill out all required sections clearly using black ink. After completing the necessary sections, sign in front of a notary public who will also sign and stamp your document. Finally, send your notarized form to the designated ERB address either via mail or electronically if permitted.
It is vital for members to review their beneficiary designations regularly, especially after significant life events such as marriage or divorce. Additionally, naming more than one beneficiary requires an addendum; otherwise, only one beneficiary can be named under Option B coverage. Members should also note that any previous names should be included on the form if applicable.