NF-AOB (Rev 1/2004) Assignment of Benefits Form-2025

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This Assignment of Benefits (AOB) form is used to assign benefits directly to your provider. * Once your plan of care has been established, you may submit the completed form. Your provider must also complete and submit the attached W-9 form. Only one AOB form and one W-9 form are required per provider per claim.
Under New York no-fault insurance law, each injured victim of an auto accident is entitled to payment for certain first party benefits. These benefits include all medical expenses up to a limit of $50,000 and lost wage benefits for up to three years.
First Party Benefits. This is the core coverage under the New York no-fault law that provides up to $50,000 for basic economic loss to persons injured in or by an insured vehicle.
New York is a no-fault insurance state, but those laws apply only to injuries in a car accident and not to claims for vehicle damage. Within certain limits, reimbursement is the responsibility of the driver who caused the accident and their insurance.
You must file a no-fault application within 30 days of the accident; You must submit medical bills to the no-fault carrier within 45 days of treatment; and. Other expenses, such as lost wages and out-of-pocket costs, must be submitted within 90 days of being incurred.
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No-Fault coverage can vary depending on the exact coverage of your policy. In New York, the mandatory minimum No-Fault coverage all drivers must carry is $50,000. Thus, your No-Fault coverage will pay for the combined total of your medical bills, lost wages, and other reasonable and necessary expenses up to $50,000.
Understanding AOB The answer is simple. This form gives the insurance company written authorization to release information that the hospital requires for reimbursement purposes. It also allows medical billing and collection companies to use that information for their billing purposes.

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