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Got questions?

We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.
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You can get pre-approved completely online. Fill out our online application, and if youre approved, youll be able to access your pre-approval letter within minutes. What you should know about getting pre-approved with us: Well check your credit.
Its definitely possible to get approved for financing with a 500 score, but youll likely get a higher interest rate. Coming in with a larger down payment can help, as will having a co-signer.
Scores as low as 520 can qualify for loans: You can get approved for an Ally loan for a new or used vehicle at a dealership with FICO scores as low as 520.
We do whats called a soft credit pull for prequalification. That lets us take a quick look at your credit profile without impacting your score. Well wait to do a hard credit pull once you decide to officially apply for credit. This lets us see all the information we need to approve you for financing.
Currently, Ally credit cards arent open to the general public. To apply, you first need to receive an invitation, usually by direct mail. Each invitation applies only to a specific card, so unless youve received multiple offers from Ally, you wont be able to shop among cards.
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People also ask

If you get an offer, getting an Ally credit card isnt difficult. These cards are available to people with bad to good credit. Other approval factors are income, debt, number of open accounts, recent credit inquiries and employment.
FAQs You have to be a citizen or a legal permanent resident of the United States. You must be at least 18 years old. You must have a Social Security number to open an Ally Invest account. For bank accounts, you can use your Social Security number or your Taxpayer Identification number. You need a U.S. street address.

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