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Purelife-plus Flexible Premium Life Insurance to Age 121 Portable, Permanent Individual Life Insurance for the Employee and Family Policy Form: PRFNG-NI-10 For the eligible employees of Product Highlights FLOATS and

Purelife-plus Flexible Premium Life Insurance to Age 121 Portable, Permanent Individual Life Insurance for the Employee and Family Policy Form: PRFNG-NI-10 For the eligible employees of Product Highlights FLOATS and 2025

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The document outlines the features and benefits of the PureLife-plus flexible premium life insurance policy, which provides permanent coverage until age 121 for employees and their families. Key highlights include guaranteed level premiums, a unique right to a partial refund of premiums if future costs increase, portability upon leaving employment, and an accelerated death benefit for terminal illness. The policy emphasizes minimal cash value, focusing primarily on life insurance protection rather than investment growth.

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How to use or fill out purelife-plus Flexible Premium Life Insurance to Age 121 Portable, Permanent Individual Life Insurance for the Employee and Family Policy Form: PRFNG-NI-10

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Click ‘Get Form’ to open it in the editor.
Begin by entering your personal information in the 'Proposed Insured(s)' section. Fill in your name, birth date, and social security number.
Indicate your current occupation and hire date. Specify if you have used tobacco in any form within the past 12 months.
Designate beneficiaries for your policy. The spouse is typically the default beneficiary unless stated otherwise.
Select any riders you wish to add, such as the Child Term Rider, and include their associated premiums.
Complete the payment frequency section by selecting how often you want premiums deducted (weekly, bi-weekly, etc.).
Review all entered information for accuracy before submitting the form.

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Got questions?

We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.

How does flexible premium life insurance work?

Yes, with a standard 20-year term life insurance policy, once the term ends, the coverage expires, and you no longer have life insurance. You do not receive any return on the premiums you paid unless you have a ``return of premium (ROP) rider, which costs extra and refunds the premiums if you outlive the term.

What happens after 20 year whole life insurance?

A single policy with two features life insurance and savings options, each of which helps allow you to maintain your familys financial security in the future and in the present. This policy is permanent, portable, and owned by you, regardless of where you work. The coverage is flexible to fit your needs over time.

What does flexible premium life insurance mean?

Flexible premiums: With adjustable life insurance, you can lower your premium payments, and change the due date, or skip a payment altogether. This flexibility is helpful if you lose a source of income and need to shrink your premium payment to fit a smaller budget.

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