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Insurance companies don't give out policy information to just anyone, so you'll need to prove your relationship to the deceased. In most cases, you'll need a copy of the death certificate and their social security number, as well as your own social security number and ID to prove you are the beneficiary.
If no beneficiary survives you, Aflac will pay the benefit to your estate. A covered person's death caused by an injury. or any accident directly involving private, on demand, or chartered transportation in which a covered person is a passenger at the time of the accident. PEACE OF MIND.
Wording in a life insurance policy that states if there is not a specific beneficiary named, that the insurance company will pay the proceeds according to a list of people included in the policy, in a stated order.
Many states require insurance companies to check the Social Security \u201cMaster Death File\u201d for deceased policy holders and to try to notify their beneficiaries when they find a policyholder on that list.
All you have to do is fill out the information about the policyholder which includes details like the cause of death and the policy number. Then, you'll fill out a bit of information about yourself as the beneficiary and send the claim form with the policy document and death certificate back to the insurance provider.
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Beneficiary Claim Form. INSTRUCTIONS FOR COMPLETING THIS FORM. The purpose of this form is for named beneficiaries on a Transfer on Death (\u201cTOD\u201d) account to claim their portion by either transferring or redeeming their shares to their own name.
There is usually no time limit on life insurance death benefits, so you don't have to worry about filling a claim too late. To file a claim, you can call the company or, in many cases, start the process online.
Beneficiaries file a death claim with the insurance company by submitting a certified copy of the death certificate. Many states allow insurers 30 days to review the claim, after which they can pay it out, deny it, or ask for additional information. If a company denies your claim, it generally provides a reason why.

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