Miller trust indiana 2026

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The document is an instructional packet from the Indiana Family and Social Services Administration detailing the process for establishing a Qualifying Income Trust (QIT), also known as a Miller trust, for individuals whose income exceeds Medicaid eligibility limits. It outlines the steps to create a QIT, including drafting a valid trust document, setting up a bank account specifically for the trust, and ensuring income is deposited into this account to maintain Medicaid eligibility. The packet emphasizes the importance of legal guidance and provides resources for obtaining low-cost legal assistance.

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Begin by drafting the QIT document. Ensure it complies with requirements, including that it must be irrevocable and state that upon the beneficiary's death, assets will go to the Medicaid agency.
Next, establish a bank account specifically for the QIT. This account should only hold income and not any other resources. If necessary, open a new account that meets these criteria.
Finally, arrange for your income to be deposited into the QIT account. Document this process by keeping copies of correspondence and deposit slips to show your DFR case worker.

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