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The average renters insurance cost in the U.S. is $179 per year, or about $15 per month, according to NerdWallet's latest rate analysis. We based this estimate on a policy for a hypothetical 30-year-old tenant with $30,000 in personal property coverage, $100,000 in liability coverage and a $500 deductible.
We offer replacement cost coverage. That means your policy may pay you enough to buy a new TV, computer or other item if your old one was stolen or damaged due to a covered loss.
Is renters insurance required in Texas? While renters insurance is not required by law in Texas, some landlords may require it for you to live in their building. It's generally a good idea to have at least some form of coverage as your landlord's insurance won't cover any damage to your personal property.
You will need renters insurance to protect your belongings from theft or damage from a burst pipe or other cause. The average renters policy in Texas costs about $20 a month.
Is renters insurance required in Texas? While renters insurance is not required by law in Texas, some landlords may require it for you to live in their building. It's generally a good idea to have at least some form of coverage as your landlord's insurance won't cover any damage to your personal property.
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Although AAA is a car insurance company, it is known for its roadside assistance program. Offering more coverage than a typical insurer-provided roadside assistance program, AAA's roadside assistance package comes in tiers. See below what's included in AAA's Classic, Plus, and Premier membership levels.
As a AAA member, you are eligible to receive service anywhere in the United States and Canada. If you are unable to obtain service from AAA in a covered area, you may obtain service from another provider and apply for Roadside Assistance Reimbursement from AAA.
On the one hand, this insurance will cover a TV that is damaged due to fire, a lightning strike, a break-in, or a burst pipe. But your policy typically won't cover accidental drops, floods, or normal wear and tear.
Most renters claims for broken smart TVs (or any other type) are typically denied. If the damage is due to your own negligence, it may not be covered. A covered loss is defined as damage that's listed as a covered peril in your renters policy.
The average cost of renters insurance in Texas is $134 per year, which is $25 less than the national average of $159. That works out to the typical Texas renter paying around $11 per month, $2 less than the monthly national average.

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