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What is PPI and UPI?

UPI is the transfer of funds between two bank accounts, while PPI transactions utilise prepaid payment instruments such as mobile wallets, virtual payment modes, gift cards, etc.

What is PPI and its types?

PPIs are instruments that facilitate the purchase of goods and services, conduct of financial services and enable Remittance facilities, among others, against the money stored in them. PPIs can be issued as cards or wallets. There are two types of PPIs, Small PPIs and full-KYC (know your customer) PPIs.

What is the meaning of PPI in banking?

(Updated as on November 22, 2022)

What are the examples of PPI in banking?

Prepaid payment instruments examples include smart cards, online accounts, online wallets, stripe cards, paper vouchers, etc. The primary objective of these instruments is to get access to the amount already prepaid. So, one can purchase the required goods without any physical exchange of cash or card.

What is the full form of PPIs?

Prepaid Payment Instruments (PPIs)

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