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The form allows applicants to choose between individual credit or joint credit, requiring different financial information based on the selection.
Applicants must provide a comprehensive list of assets and liabilities, including cash, real estate, and various debts.
The form requires an estimate of annual income and expenses, helping lenders assess the applicant's financial health.
Applicants must disclose any contingent liabilities, such as being a defendant in legal actions or having been declared bankrupt in the last 10 years.
By signing the form, applicants authorize lenders to verify their financial information and check their credit history.
The form includes a warning that willful misrepresentation could lead to violations of federal law, emphasizing the need for accurate disclosures.
