Equifax dispute form 2025

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  1. Click ‘Get Form’ to open the Equifax Dispute Form in our editor.
  2. Begin by filling out your personal details. Enter your title, full forename, surname, and credit file reference number located at the top left corner of each page.
  3. Provide your date of birth in the format DD/MM/YYYY, along with your current residential address and email for contact purposes.
  4. In the 'Details of Dispute' section, tick the appropriate box that corresponds to the data type you are disputing (e.g., Electoral Roll, Court Information).
  5. Clearly state your reason for dispute in the provided space. If you have multiple disputes, repeat this process for each entry.
  6. Once completed, review all entries for accuracy before saving or exporting your form directly from our platform.

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You can file a dispute with each NCRA online. At Equifax, you can create a free myEquifax account to file a dispute or check the status on one previously filed.
A 609 letter is a tool that helps you request information about items on your credit report and address errors. Its named after Section 609 of the Fair Credit Reporting Act (FCRA), which allows consumers to access all data used to calculate their credit score.
Equifax Online: .equifax.com/personal/credit-report-services/credit-dispute/ By phone or mail: Call the phone number shown on your credit report or call (866) 349-5191. Online or by mail: .experian.com/disputes/main.html to dispute online or get instructions for how to dispute by mail.
The information you are disputing should be incomplete, inaccurate or the result of fraud. Once you file a dispute, you should receive a response within 30 days.
File a dispute for free If you see information on your Equifax credit report that you believe is inaccurate or incomplete, simply file a dispute, and well look into it right away.