This employer is registered for WorkCover Insurance to cover its liabilities under the Workplace Injury: Fill out & sign online

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What is employers liability insurance vs workers compensation?

Workers compensation covers the costs related to the injury without alleging any liability on the employer's side. Employer's liability insurance covers expenses if the employer gets sued for punitive damages.

What is the coverage territory for bodily injury claims under the employers liability Coverage?

The bodily injury must occur in the United States of America, its territories or possessions, or Canada, and may occur elsewhere if the employee is a United States or Canadian citizen temporarily away from those places.

What type of insurance policy covers injuries to employees?

Employer's liability insurance covers negligence lawsuits over work-related injuries and occupational diseases. In other words, if an employee sues over an injury, this policy will help pay your legal costs.

What is employers liability insurance coverage?

Employer's liability insurance is a coverage that helps pay a business owner's costs related to a lawsuit resulting from an employee's work-related injury or illness. Without employer's liability insurance, you'd have to pay for these legal costs out of pocket, which can get very expensive.