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To claim a refund you will need to complete an RF12 form and submit this to your employer. The form can be found on our website. If you have more than one NHS employer you only need to submit one RF12 form and this should go to the most recent employer to which the refund period relates.
Do I get a refund if I opt out of NHS pension?
A No. A refund can only be made if a member has opted out of or left all pensionable NHS employments.
Can I get cash for my pension?
Pension plans and retirement annuities can be sold partially or fully for a cash lump sum. Income received after selling your pension plan depends on whether the money comes from a personal or occupational pension. Selling your pension plan typically requires proving you have an active life insurance policy.
Can I get my pension contributions back UK?
If you opt out within a month of your employer adding you to the scheme, you'll get back any money you've already paid in. You may not be able to get your payments refunded if you opt out later - they'll usually stay in your pension until you retire. You can opt out by contacting your pension provider.
Can I get a pension refund?
What is a pension refund? Usually, your pension contributions will remain in the pot until you are eligible to access them, usually around retirement age. However, in some cases, you may be able to request a refund of the contributions you've paid in.
nhs pension refund form
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You can claim these benefits at different times. You can start receiving your 1995 Section benefits without any reductions from age 60 (or 55 if you're a Special Class member). You can claim your 2008 Section benefits from age 65, and your 2015 Scheme benefits from age 65 or your state pension age, whichever is later.
Do you get your money back if you opt out of pension?
If you opt out within a month of your employer enrolling you, you'll get back any money you've already paid in. If you opt out later, you may not be able to get your payments refunded. These will usually stay in your pension until you retire.
What happens to NHS pension if you leave NHS?
Retiring when on a break in service If you decide to retire from the NHS Pension Scheme when on a break in service, your pension will be based on your pensionable earnings at the time you left the scheme and will then increase with inflation. You will not have final salary linking.
How long does it take to get a NHS pension refund?
Once an employer has electronically submitted a completed RF12 to NHS Pensions, payment can be made within 5-10 working days. However, if it is necessary to obtain further information from an NHS employer it can extend the process. two tax years on the form.
Can I withdraw my NHS pension contributions?
To opt out, you must complete the application to leave the NHS Pension Scheme (SD502) form (PDF: 219KB). You and your NHS employer must complete the form. This is the only way to opt out of the NHS Pension Scheme.
rf12 form download
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