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Fha self sufficiency test worksheet 2026
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- Click ‘Get Form’ to open the FHA Self-Sufficiency Test Worksheet in the editor.
- Begin by entering the PITI (Principal, Interest, Taxes, and Insurance) for the subject property in section (A). This is crucial as it forms the basis for your calculations.
- Next, calculate the Net Self-Sufficient Rental Income. In section (B), input the appraiser’s estimate of fair market rent from all units, subtracting either the appraiser’s estimate for vacancies and maintenance or 25% of the fair market rent.
- In section (C), divide the PITI from section (A) by the Net Self-Sufficiency Rental Income from section (B). Ensure this percentage does not exceed 100%, adjusting your loan amount if necessary.
- Review general guidelines regarding documentation and reserves to ensure compliance with FHA requirements before finalizing your form.
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| Versions | Form popularity | Fillable & printable |
|---|---|---|
| 2015 | 4.7 Satisfied (52 Votes) |
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