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What is the 60% rule for reverse mortgage?

A 1099 mortgage loan is for self-employed people or independent contractors who get a 1099 form instead of a W-2 form. This type of loan allows borrowers to use their 1099 income to prove their ability to repay it.

How much can a 70 year old borrow on a reverse mortgage?

If borrowers run out of available funds, they can stay in the house, provided they continue to live in and maintain it and stay current on required taxes and insurance. In this sense, they will not have outlived the mortgage, but they will have outlived their ability to borrow more money from it.

What is a 1099 form for a mortgage?

About 1099 Income Loans These types of workers may have difficulty qualifying for traditional mortgages, but with 1099 Income Loans, can use their 1099 earning statements in place of tax returns to qualify. Borrowers can use 1099 earning statements or bank statements to qualify for a loan.

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