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This form is used for inspecting properties that are within areas that have been affected by a natural disaster like an earthquake, fire, flood, hurricane, landslide, severe thunderstorm, tornado, volcano or wildfire.
Desktop Underwriter's enhanced risk assessment capability enables the use of the Desktop Underwriter® Property Inspection Report (Form 2075), which requires an exterior-only inspection of the subject property from the street by a state-licensed or state-certified appraiser without an estimate of market value for the ...
Fannie Mae Form 2075: Desktop Underwriter Property Inspection Report. This is a property inspection report that notes any physical inadequacies, adverse physical conditions, or if the subject property does not conform to the neighborhood. An exterior-only inspection of the subject is completed.
Most lenders will require either a disaster area inspection report (DAIR), or a 1004D. Typically, only exterior observations of a property and its surrounding neighborhood are required. If damage is noted to a property's neighborhood, then an interior/exterior inspection will be required, typically.
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