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What is abstract of judgment in Texas?

An abstract of judgment is a written summary which states how much money a losing defendant owes to the winning plaintiff in a lawsuit. This person who won the lawsuit and is owed the debt is the \u201cjudgment creditor.\u201d The person who lost the lawsuit and owes the debt is the \u201cjudgment debtor.\u201d

How long does a Judgement lien last in Texas?

Filing a Judgment Lien A judgment lien lasts for ten years. According to Section 52.001 of the Texas Property Code, a judgment lien cannot attach to any real property that is exempt from seizure or forced sale under Chapter 41 of the Texas Property Code.

How do I remove a Judgement lien from my property in Texas?

According to this law, a debtor must file an affidavit with the county to secure the release of a judgment lien against a primary residence. The debtor must first provide a 30-day notice letter to the creator of the judgment, containing a copy of the affidavit the debtor intends to file.

How many times can a Judgement be renewed in Texas?

A judgment can remain on your credit report as long as it is \u201cvalid\u201d or \u201cactive.\u201d In Texas, judgments are valid (\u201cactive\u201d) for at least 10 years and they can be renewed for another 10 years after that, and then another 10 year after that, and so on, indefinitely.

Do liens expire in Texas?

Judgment liens in Texas expire after ten years, as do federal tax liens, and both stay attached to the property even it if changes owners. A mortgage lien remains valid on a property until the debt is paid in full. Also, many liens may be renewed before they expire.

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