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What is the difference between an appraisal and a BPO?
The key difference between a BPO and an appraisal is that an appraisal completes the service and their obligation under the Uniform Standards of Professional Appraisal Practice (USPAP) and law. A BPO is typically completed by a real estate broker or agent and is not required to conform to USPAP or state appraisal law.
What does BPO mean in real estate?
When a real estate broker or other qualified professional determines a propertys estimated value, its considered a broker price opinion. A BPO is used as part of the listing agreement when selling a house. A lender, loss mitigation company or mortgage company that wants an assessment of a property can request a BPO.
How is a BPO done?
A BPO is done by an agent whose commission is based on the sales price, rather than an objective, third-party professional. A BPO may be restricted by some state and federal laws. State laws vary on when and how a BPO may be used.
What does BPO mean for mortgage?
When a real estate broker or other qualified professional determines a propertys estimated value, its considered a broker price opinion. A BPO is used as part of the listing agreement when selling a house. A lender, loss mitigation company or mortgage company that wants an assessment of a property can request a BPO.
Whats one purpose of a BPO?
BPOs are most often used by mortgage lenders typically in cases when a borrower is behind on their payments. The lender will use the BPO to assess the propertys value (in comparison to the balance left on the mortgage) and determine the best path forward.
bpo form pdf
free printable bpo formbpo template excelresidential broker price opinion formsample bpo reportbroker opinion of value pdfbarangay protection order formfree printable bpo formbpo template excelresidential broker price opinion formsample bpo reportbroker opinion of value pdfbarangay protection order form
The broker price opinion (BPO) is a written estimate of the probable sales price of a property performed by a real estate broker or sales person with or without an interior property inspection.
free bpo form
HUD Handbooks, Forms and Publications
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