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Workers - those who work under contracts of service - are automatically insured and entitled to benefits if injured at work. In addition, their employers must pay premiums to the WSIB.
Who is covered under WSIB Ontario?
WSIB coverage is mandatory for independent operators, sole proprietors, partners in a partnership and executive officers in a corporation who work in construction. Most will have to register with us (some exemptions apply).
Is WSIB mandatory in Ontario?
Did you know that WSIB coverage isnt mandatory for every business in Ontario? The Workplace Safety and Insurance Act (WSIA) outlines which industries need to have coverage and which industries dont. Businesses that do need to have WSIB coverage pay premiums in exchange for workplace insurance.
How is WSIB calculated in Ontario?
To calculate your premium, multiply your gross insurable earnings by your premium rate and divide by 100. If you have more than one NAICS code, youll need to calculate each NAICS code separately.
What expenses does WSIB cover in Ontario?
The health care benefits we can provide include: medical treatment. hospitalization, including emergency care and surgery. prescription drugs. medical devices and orthotics. equipment and supplies. reasonable travel and accommodation expenses associated with your work-related injury or illness.
form 6
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If you operate a business that has a non-mandatory NAICS code and want to de-elect coverage, please send us a message online or email your request to employeraccounts@wsib.on.ca. The account will be closed the day we receive the request to cancel coverage.
What is the meaning of WSIB?
About the Workplace Safety and Insurance Board. Ontarios Workplace Safety and Insurance Board (WSIB) plays a key role in the provinces occupational health and safety system.
Who funds WSIB Ontario?
We provide wage-loss benefits, medical coverage and support to help people get back to work after a work-related injury or illness. We are funded by premiums paid by Ontario businesses.
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