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Colorado Health Benefit Plan Description Form

Colorado Health Benefit Plan Description Form 2025

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The Colorado Health Benefit Plan Description Form outlines the HMO Basic Limited Mandate Health Benefit Plan offered by HMO Colorado. It details the type of coverage, benefits, copayments, and exclusions associated with the plan. Key features include in-network only coverage for most services, a lack of lifetime maximums on benefits, and specific copayment amounts for various medical visits and procedures. The document emphasizes that it is a summary and not a contract, advising users to consult the actual policy for comprehensive terms and conditions.

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Got questions?

We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.

How do I get a summary of benefits and coverage?

Review every EOB you receivewhether by mail or through your online account. If you dont recognize the listed products or services, contact your insurance companys member services.

How to get an Explanation of Benefits from insurance?

Every time you receive care from a provider or file a claim for services received, your insurer will send you an Explanation of Benefits. This form is not a bill. It explains what medical treatments and/or services were provided and the amount the insurance company will pay towards any covered charge.

How do I get an explanation of benefits from my insurance?

A summary plan description (SPD) gives employees an in-depth overview of the benefits plans theyre enrolled in with their employer, including health insurance or retirement plans.

How do I get my summary plan description?

Each time your insurer pays for a service you use, they send you an Explanation of Benefits (EOB). The EOB is your insurance companys written explanation for that claim, showing the name of the provider that covered the service and date(s) of service.

How to find summary plan description?

Understanding the Summary Plan Description When you are first hired, you should receive an SPD covering your new employers health care and retirement benefits within 90 days. 1 The company may distribute the document to you electronically if you regularly use a computer at work or as a hard copy.

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