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Life Waiver of Premium or Continuation of Benefit Claim Form

Life Waiver of Premium or Continuation of Benefit Claim Form 2025

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The document is a Life Waiver of Premium or Continuation of Benefit Claim Form, which outlines the process for employers and employees to claim benefits when an insured person becomes disabled. It includes sections for employer and employee statements, requiring detailed information about the insured's employment, medical condition, and treatment history. The form must be completed accurately to avoid delays in processing claims and includes instructions for submission to Anthem Life Insurance Company.

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We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.

How does a life waiver of premium work?

A waiver of premium rider is optional add-on coverage for life insurance that waives or pays premiums if you become disabled or critically ill and lose the ability to work. This life insurance rider can allow you to maintain coverage and prevent the policy from lapsing if you cant earn income to pay your premiums.

What does life waiver of premium mean?

An insurance company may offer an enhanced waiver of premium for payer rider options. For example, a company might provide a potential policyholder an opportunity to expand the waiver to cover unemployment or possibly skip payments in the event a policyholder is laid off and out of work.

What is the benefit of waiver of premium?

Duration: The waiver typically remains in effect if the policyholders condition persists up to a certain age specified in the policy terms (often age 60 or 65). If the policyholder recovers before that age, they must resume their premium payments.

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