PROMISSORY NOTE AND SECURITY AGREEMENT 2026

1. Click ‘Get Form’ to open the PROMISSORY NOTE AND SECURITY AGREEMENT in our editor.
2. Begin by filling in the BORROWER(S) section with the complete names and physical addresses of all applicants. Ensure that P.O. Boxes are not used.
3. In the LENDER section, input U.S. Bank N.A.'s name and address, followed by the date of signing formatted as MM/DD/YYYY.
4. For the PROMISE TO PAY AND PAYMENT TERMS, enter the principal amount of $25,000.00 and check today’s date box. Specify whether you will pay in full or until a certain date.
5. Complete the TRUTH IN LENDING DISCLOSURES by entering the annual percentage rate (7.000%), finance charge, and total payments based on your payment schedule.
6. Fill out ITEMIZATION OF AMOUNT FINANCED with applicable amounts paid directly or on your behalf, using 'N/A' where necessary.
7. If applicable, complete sections for Florida or Wisconsin residents regarding documentary stamp tax and marital information.
8. Finally, review all entries for accuracy before signing as BORROWER and CO-BORROWER at the end of the document.

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