Flood Zone Determination Citizen39s Request - Washington County 2025

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To find out, contact your local floodplain manager. Their contact information is often listed on city or county government websites.
A flood zone determination is a report that identifies whether a property is located in a flood zone as defined by the Federal Emergency Management Agency (FEMA).
Flood maps show how likely it is for an area to flood. Any place with a 1% chance or higher chance of experiencing a flood each year is considered to have a high risk. Those areas have at least a one-in-four chance of flooding during a 30-year mortgage. Floods dont follow city limits or property lines.
Flood insurance isnt optional when financing is involved and any part of the building touches a Special Flood Hazard Area. Even if just one wall or corner of the property extends into a high-risk zone, the entire structure must be covered.
0:12 3:22 These areas are typically close to flood planes rivers lakes and other bodies of water. But they canMoreThese areas are typically close to flood planes rivers lakes and other bodies of water. But they can also include low-lying regions without a nearby body of water if theres a high risk of flooding.
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A Letter of Final Determination (LFD) is a letter FEMA mails to the Chief Executive Officer of a community stating that a new or updated Flood Insurance Rate Map (FIRM) or Digital Flood Insurance Rate Map (DFIRM) will become effective in six months.