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What is a CG 2038?

ISO amended the 2013 form CG 20 38. This form is used to add a blanket additional insured to a policy. New terms limit coverage: (T)he insurance afforded to such additional insured described above\u2026Only applies to the extent permitted by law\u2026. (Emphasis added).

What is the difference between designated insured and additional insured?

A named insured is entitled to 100% of the benefits and coverage provided by the policy. An additional insured is someone who is not the owner of the policy but who, under certain circumstances, may be entitled to some of the benefits and a certain amount of coverage under the policy.

What is a CG 2010 form?

The CG 20 10 covers the additional insured with respect to liability caused by your ongoing operations. \u201cOngoing operations\u201d does not include \u201ccompleted operations.\u201d Therefore, the current form CG 20 10 does not include completed operations coverage for the additional insured.

What is a CG 2037 endorsement?

CG 20 37 04 13: Additional Insured \u2013 Owners, Lessees Or Contractors \u2013 Completed Operations. Covers the additional insured for liability arising from injury or damage occurring after the work is completed.

What is the difference between CG 2010 and CG 2037?

A significant difference between the CG 20 10 and CG 20 33, is CG 20 33's requirement that there must be a written contract or agreement between the additional insured and the named insured. As a way to explain the significance of the written contract requirement, imagine a custom home building project.

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