APPLICATION FINANCIAL HARDSHIP PROGRAM 2025

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  1. Click ‘Get Form’ to open the APPLICATION FINANCIAL HARDSHIP PROGRAM in the editor.
  2. Begin by filling out SECTION 1: General Information. Enter your name, address, phone number, cell number, and email address. Ensure all fields are completed accurately.
  3. In the Hardship section, select the reason for your application from the provided list. If applicable, provide documentation that supports your claim of hardship.
  4. In the Reason for Application field, describe your situation in detail. Be thorough to ensure proper evaluation by the City of Waterford.
  5. Proceed to SECTION 2: Agreement. Review the payment arrangement terms carefully and fill in your agreement details as required.
  6. Sign and date the application at the designated areas to confirm your understanding and acceptance of the terms outlined.
  7. Once completed, save your document and submit it along with any required documentation through our platform for processing.

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Income and necessary living expenses: The IRS compares your income against allowable living expenses, which include housing, utilities, food, clothing, transportation and healthcare. If your income barely covers or falls short of these basic expenses, you may qualify for hardship status.
Youre facing an immediate and heavy financial need: Your employer determines what qualifies as an immediate and heavy financial needdepending on the plan terms and your specific circumstanceand you may be asked to prove you cant pay for the expense using your income, savings, nonretirement investments, or insurance
Information that is relevant would include: Details of your income. Details of your expenses. The cause of your financial hardship (and evidence of the cause if available, for example, a medical certificate)
How much youll get. The hardship payment is roughly 60% of the amount you were sanctioned by in the last month. If youre still struggling to cover your costs, there may be other ways to get help with living costs while youre on a sanction.
Check with your state and county governments for emergency financial help programs available in your area through government-funded utility and rental assistance programs.
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You must have been sanctioned at 100% (or 50% or more for a couple) of your standard allowance for any amount of time. You (and your partner if you have one) must also have completed: your work-related requirements in the 7 days before applying.

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