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Submission to the strategic review of the pensions - Retirement

Submission to the strategic review of the pensions - Retirement 2025

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The document is a submission by Phil Gallagher, Director of the Retirement Income Modelling Task Force, to the Strategic Review of the Pensions' Income and Assets Tests. It analyzes the Institute of Actuaries' proposals for reforming the retirement income system in Australia, highlighting limitations in existing models used for cost analysis, particularly the National Mutual Retirement Income Policy (RIP) model. Gallagher raises concerns about potential regressive impacts on lower-income retirees and higher costs to government associated with the proposed universal age pension. The submission emphasizes the need for a more comprehensive modeling approach to assess the implications of these proposals on equity and government finances.

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