HomeBuyer s HandBook 2025

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The document is a comprehensive HomeBuyer's Handbook provided by The Settlement Group, Inc., detailing the home buying process in Northern Virginia. It covers essential topics such as selecting a realtor, understanding contracts, mortgage loan processes, settlement procedures, and post-settlement responsibilities. The handbook emphasizes the importance of title insurance, outlines various types of ownership, and provides a glossary of real estate terms. Additionally, it includes testimonials from realtors praising the professionalism of The Settlement Group and offers contact information for utility companies in the area.

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Click ‘Get Form’ to open the HomeBuyer’s HandBook in the editor.
Begin by reviewing the 'Getting Started' section, which outlines the home buying process and key steps.
Fill out the HomeBuyer Checklist, ensuring you include your Realtor's details and lender information.
Complete the Property Comparison Form by entering details for each property you are considering, including likes and dislikes.
Review and understand the Regional Sales Contract included in the handbook. Make sure to fill in all required fields accurately.
Utilize our platform's features to sign documents electronically where indicated, ensuring a smooth workflow.
Once all sections are completed, save your document and share it with your Realtor or lender for further processing.

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Got questions?

We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.

What is the 30 3 30 rule?

5:25 8:17 The key message and and of course the the most important. Details.MoreThe key message and and of course the the most important. Details.

What is the 30/30/3 rule for home buying?

These three essential factors Credit, Capacity, and Collateral play a pivotal role in determining your eligibility and terms for a mortgage.

Is the 30% rule real?

The 30% Rule Is Outdated The 30% Rule has roots in 1969 public housing regulations, which capped public housing rent at 25% of a tenants annual income (it inched up to 30% in the early 1980s).

What is the rule of three in real estate?

Home price should not exceed 3 times your annual income. Your homes purchase price should be no more than three times your gross yearly income to avoid excessive debt.

What is meant by 5 20 30 40?

Heres the 520, 30, 40 rule to make sure you are financially ready. Your home should cost no more than five times your annual income. Keep your home loan tenure under 20 years. The sooner you pay it off, the better. Aim for a 30% down payment at least.

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