CREDIT CARD APPLICATION 2025

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The easiest card to get with bad credit is usually a credit builder or secured credit card. These cards are specifically designed for people with lower credit scores. They typically have lower credit limits and higher interest rates but are easier to qualify for.
Easiest Credit Cards to Get From Major Issuers IssuerCard NameSecured/Unsecured Platinum Secured Credit Card Secured Citibank Citi Secured Mastercard Secured Credit One Credit One Bank Platinum Visa for Rebuilding Credit Unsecured U.S. Bank U.S. Bank Cash+ Visa Secured Card Secured2 more rows
Plenty of issuers offer credit cards with $1,000 credit limits sometimes even to applicants with bad credit. However, issuers will likely start credit-challenged borrowers with lower initial credit limits.
Easiest credit cards to get approved for Easiest to get for unsecured credit: Platinum Credit Card. Easiest to get for students: Savor Student Cash Rewards Credit Card. Easiest to get with no annual fee: Citi Double Cash Card.
Get all your documents ready a bank will usually ask for identity, address and income proofs. If you are an existing customer that may not be necessary. Apply online or at an ATM or visit your nearest branch with the required documents.
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If youre just starting out, a good credit limit for your first card might be around $1,000. If you have built up a solid credit history, a steady income and a good credit score, your credit limit may increase to $5,000 or $10,000 or more plenty of credit to ensure you can purchase big ticket items.

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