Ask HN: What are the best resources to create an LLC/Incorporate ... 2025

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If your business already earns a profit or if it carries any risk of liability, you should start an LLC immediately. Many folks say you should form an LLC once you earn over $100,000. However, many lawyers insist you start an LLC from the get-go.
Best LLC services for small businesses Best for fast processing time: FileNow. Best for access to attorneys: . Best if you also need a website: ZenBusiness. Best for a registered agent: Northwest Registered Agent. Best basic package: Bizee.
Theres no hard and fast rule, says Keren de Zwart, a business attorney who runs Not Your Fathers Lawyer out of Irvine, California, but if your business is netting at least $60K in profits, thats usually a good time to formalize into an LLC or corporation because the tax benefits can really start to be utilized
The best LLC formation service is a popular option like ZenBusiness, , or Northwest Registered Agent. The best fit depends on your specific needs and budget.
As a sole proprietor or a Single Member LLC, you should not pay yourself a traditional salary, instead you can take Owner Draws from your business profits. For tax efficiency, you may elect to file a S-Corp.

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How to create an LLC: A step-by-step guide Step 1: Choose a state in which to form your LLC. Step 2: Choose a business name for your LLC. Step 3: Choose a registered agent. Step 4: Prepare your LLC operating agreement. Step 5: File your LLCs Articles of Organization with the state.
Term loans are lump sums of money that you repay (with interest) over a fixed repayment timeline. Eligible business owners can typically borrow anywhere from $2,000 to $5 million with a small-business term loan. Funding generally comes through quickly, sometimes in a matter of days, if you go through an online lender.
The short answer is that financial self-sufficiency isnt a legal requirement to become an LLC. But the LLC does need enough money to survive. To do that, youll do two things: make sure the LLC starts off with 3-6 months of expenses in your accounts.

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