REQUEST FOR PROPOSALS FOR CONSULTING SECOND INJURY FUND CLAIMS SERVICES 2025

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Second-injury funds collect assessments on employers and carriers. They generally pay the difference in health and disability benefits costs between a workplace injury incurred by a healthy employee and the added cost resulting from a pre-existing condition.
The average accident injury settlement in New Jersey ranges from $15,000 to $50,000 for minor injuries, but cases involving severe injuries, permanent disabilities, or wrongful death can exceed $100,000 to $1,000,000+.
Through the establishment of Second Injury Funds, employers are encouraged to re-hire injured workers. In the United States, at least 30 states still have active Second Injury Funds, which benefit both the employee and employer.
Settlement offers for workers comp are often lower prior to a diagnosis or recommendation for additional treatment, including surgery. A medical professionals suggestion for surgery will generally raise the initial settlement amount.
The Second Injury Fund was created in 1923 to make benefit payments to to- tally and permanently disabled workers in cases where the cause of disability was subsequent to a prior disability render- ing the worker permanently and partially disabled.
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The year of the workers injury determines the rates that apply. In New Jersey, a workers wage loss benefits are based on 70% of his average earnings. The new maximum rate is $1,159.00 per week, and there is a minimum rate of $309.00 per week. NJSA 34:15-12(a) and (b).

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