FEMA Public Assistance for Fire Departments and Individuals 2025

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In some cases, FEMA may help pay for costs your insurance didnt cover, up to FEMAs maximum award amounts. For Fiscal Year 2025, these maximum amounts are $43,600 for Housing Assistance and $43,600 for Other Needs Assistance.
What if I still need help after getting money from my insurance? In some cases, FEMA may help pay for costs your insurance didnt cover, up to FEMAs maximum award amounts. For Fiscal Year 2024, these maximum amounts are $42,500 for Housing Assistance and $42,500 for Other Needs Assistance.
Public Assistance (PA) is FEMAs largest grant program providing funds to assist communities responding to and recovering from major declared disasters or emergencies.
FEMA Pro Tips: The Dos and Donts File a claim with your insurance company first. FEMA usually only covers what insurance will not. Register for disaster assistance. Take a lot of pictures. Dont wait to clean and repair. You are not taking money away from someone else. Dont wait for insurance settlements.