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How long does an accident stay on your record in BC?

Crash history scan period As part of the insurance model, we have introduced a ten-year scan period. So we look back at at-fault crashes from March 1, 2017* only. Going forward, we will continue to "scan" back to March 1, 2017, until we reach 2027. From then on, the scan period will be 10 years.

What are ICBC accident benefits?

ICBC Enhanced Accident Benefits cover medical expenses required as a result of a crash. Enhanced Accident Benefits also reimburse you for certain expenses resulting from the crash, including travel costs associated with medical treatment. These expenses can only be reimbursed after you've filed a claim with us.

What is a CL22?

Within 90 days of the accident you must fill out an accident benefit claim form called a \u201cCL22\u201d to identify your injuries. You should list all injuries and symptoms, being careful to be as accurate as possible.

What does an ICBC CL22 form do?

The Accident Claim Form( CL-22 ) is the principle ICBC form that requires the injury claimant's signature. Other ICBC documentation will have to be completed and possibly signed if you are involved in a hit and run, uninsured motorist accident, under-insured motorist accident, or have a wrongful death claim.

What happens after an accident in BC?

What to do after a Car Accident in B.C. Do not move your vehicle unless it is blocking traffic. ... Assist anyone who is injured. ... Get the names and addresses of as many witnesses as possible. ... Exchange names, addresses and insurance particulars with all drivers involved. ... Do not admit or deny any fault for the accident.

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How much will my insurance go up with an at fault accident BC?

An accident for which you were at fault increases your level on the ICBC's claim-rated scale. This scale has levels which determine discounts and surcharges. Discounts go as high as 43% and surcharges go up to 205%. A new driver starts at level 0 on this scale which corresponds with the base auto coverage rate.

How do I claim ICBC insurance?

Steps of your collision claim Step 1: Report your claim online or by phone. You can report your collision claim online or by phone. ... Step 2: A claim representative is assigned to your claim. ... Step 3: Get an estimate of the damage. ... Step 4: Get your vehicle fixed. ... Step 5: Pay a deductible (if required)

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