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AMENDED AND RESTATED AFFINITY AGREEMENT - Consumer - files consumerfinance

AMENDED AND RESTATED AFFINITY AGREEMENT - Consumer - files consumerfinance 2025

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The document is an Amended and Restated Affinity Agreement between MBNA America Bank, N.A. and the American Society of Interior Designers, Inc. It outlines the terms under which MBNA provides financial services to ASID members, including credit card accounts and associated royalties. The agreement details the rights and responsibilities of both parties, including marketing efforts, use of trademarks, confidentiality provisions, and termination conditions. It also specifies royalty arrangements based on account activity and establishes guidelines for program adjustments.

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What are the different types of consumer credit agreements?

There are two main types of consumer credit: revolving credit and instalment credit.

What is an amended and restated credit agreement?

An amendment sets forth specific changes to a grant but otherwise keeps all of its provisions intact. A restatement of a grant substitutes an entirely new document for the original grant.

What is an amendment and restatement of a loan agreement?

An Amendment and Restatement Agreement is a convenient and efficient way to make changes to a commercial agreement. The amendments made and the original agreement are encompassed in a single, complete document rather than being spread across multiple sources and materials.

What is an amended and restated loan agreement?

An Amended and Restated Agreement is a contractual document that consolidates and replaces a previously existing agreement and all its subsequent amendments, modifications, or supplements, creating a new, integrated, and updated agreement.

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