Navient reaffirmation agreement 2025

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  1. Click ‘Get Form’ to open the navient reaffirmation agreement in the editor.
  2. In Section 1, enter your personal information including your SSN, name, address, and contact details. Ensure accuracy and check the box if any information has changed.
  3. Review Section 2 regarding eligibility. Understand that you must either repay the excess loan amount or agree to reaffirm it by completing this form.
  4. In Section 3, provide school and loan information as required. This section may need to be completed by a school official, so ensure you have their details ready.
  5. Read through Section 4 carefully. Here, you will request confirmation of your reaffirmation and acknowledge your responsibilities regarding repayment.
  6. Sign and date the form at the end of Section 4 before submitting it as indicated in Section 5. Make sure to send it to the correct address provided.

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Navient has agreed to pay $120 million to resolve Consumer Financial Protection Bureau allegations that for years it illegally serviced federal student loans, ending a high-profile case that spanned three presidential administrations.
Your Federal Loan Servicer will send you a Reaffirmation Agreement. You, the student, must read, sign and return the agreement to your Federal Loan Servicer. (You should keep a copy of this agreement for your records.)
By entering into the reaffirmation agreement, you will be personally liable for the debt despite your bankruptcy relief. If you cannot make the payments, you will likely lose your property and inflict considerable damage to your credit and your ability to get loans in the future.
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