Hardship hocking sample 2025

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What to include in a hardship letter The date, your name, address and phone number. The lender/servicer and loan number. The date or approximate time frame when the hardship started. The expected timeframe of hardship short term (six months or less) or long term. Describe your goal. State the facts, not emotions.
Acceptable Documentation Lost Employment. Unemployment Compensation Statement. (Note: this satisfies the proof of income requirement as well.) Termination/Furlough letter from Employer. Pay stub from previous employer with.
As a Federal Employee my income has been reduced by 20% per pay period. I am now experiencing financial hardship due reduced income. Because my income has dropped considerably I can no longer afford the terms of the original loan.
Hardship Examples Illness or injury. Change of employment status. Job Loss or loss of income. Natural disasters.
They had to endure the hardships of life on the frontier. The city has been experiencing a period of financial hardship. He had suffered through considerable hardship. There are hardship cases brought to the , Hines said.
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Keep your hardship letter brief and to the point: four paragraphs is ideal, and no more than two pages. Be sure to include: Homeowner name(s), address(s), and phone number(s) and relevant loan number(s). Relevant details about the loan or property, such as the number of months delinquent, property value, or equity.
To Whom It May Concern: I am writing this letter to explain my unfortunate set of circumstances that have caused us to become delinquent on our mortgage. We have done everything in our power to make ends meet but unfortunately we have fallen short and would like you to consider working with us to modify our loan.

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