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What is certificate of motor insurance? A certificate of motor insurance is proof that you hold the minimum 3rd party insurance for your vehicle, as required by law. It is a one- or two-page document that you can get from your insurance company or broker, if you used one.
A Certificate of Insurance is official, written verification of insurance coverage issued by either the insurance company or agent. For workers' com- pensation, the certificate specifies who has coverage in the event of an accident.
However, a declarations page is part of your insurance policy that offers more detailed information, while a COI is a document that provides evidence of insurance.
You can obtain a certificate of insurance by requesting it from your contractor/vendor, who can then procure it through their insurance broker or provider. Working with third-party contractors can be convenient, but it may also open you up to risk.
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