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Certificate of motor insurance 2025

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The document is a Certificate of Motor Insurance for Indigo Waste Services Ltd, effective from July 22, 2015, to July 21, 2016. It certifies that the policy meets legal requirements in various jurisdictions and covers any motor vehicle owned or hired by the policyholder. The certificate allows any licensed person driving with the policyholder's permission to operate the vehicle, but excludes use for hire or racing. It also extends coverage to EU member countries and others adhering to European directives.

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Got questions?

We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.

Why do customers ask for a certificate of insurance?

They do so in order to verify that someone has an adequate amount of insurance coverage in place to protect their business and assets. Here are a few situations where it would be pertinent for someone to request a COI: When theyre hiring a contractor for a job.

What is a certificate of insurance for a car?

A certification of insurance is a shortened form of the policy that verifies that coverage is in place. The certification is sometimes called a certificate of liability insurance form or COI.

How do I get my insurance certificate?

From your insurance company: Most insurers have physical offices you can visit. Talk to a representative who can guide you through getting car insurance and provide your certificate.

What happens if I dont have a coi?

The consequences can be serious. Without a COI, you could be held responsible for any damages that occur on your property, even if theyre not your fault. If someone is injured on your property and sues you, your business could be in serious financial trouble. A COI protects you from these kinds of liabilities.

Can I issue my own certificate of insurance?

Insureds dont have the authority to issue their own certificates. The agent, under contract with the carrier, issues a COI on behalf of the insurer.

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How do I issue a certificate of insurance?

The most common request is a liability. While a COI assures your clients they are covered in the event of negligence or a claim, it doesnt actually change your coverage. When your customer requests proof of insurance, you simply contact your insurance provider to request a COI. You should receive the document quickly.

How do I download my insurance certificate?

From Your Insurers Website: Log in with your credentials, which might include your policy number and registered contact details. Navigate to the dashboard or the specific section for policy documents. Find the option for downloading your insurance policy, usually labelled as Download Policy or Get Policy Copy.

Can I create my own coi?

You are not authorized to create or certify one. You cant even sign it. Your insurance agent should be the only person who supplies your COI.