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Sf 3102 designation of beneficiary fers

Sf3102 2025

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The document is a Designation of Beneficiary form for the Federal Employees' Retirement System (FERS), allowing employees and retirees to designate individuals or entities to receive lump-sum benefits upon their death. It outlines the identification requirements, beneficiary designation process, cancellation of previous designations, and instructions for submission. The form emphasizes that it supersedes any prior beneficiary designations under FERS or the Civil Service Retirement System (CSRS) and provides guidance on how to complete the form correctly.

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Where to send sf 3102?

SF-1152 Payment of a deceased employees last pay check to include the payment of earned annual leave and any other miscellaneous monies payable to beneficiaries. The completed original SF-1152 must be submitted to the employees servicing personnel office for immediate filing in the Official Personnel File (OPF).

Do I have to fill out beneficiary designation form?

For retirement accounts like a 401(k), if you die without a beneficiary named, your assets will likely be held in probate a legal process where a court has to sort out your financial situation and determine how to distribute your assets.

Do I have to fill out a beneficiary designation form?

Properly completed designations for CSRS employees and retirees are not valid unless the Office of Personnel Management (OPM) receives the form before the death of the designator. Mail both the completed Original and Employee copies of the SF 3102 to OPM, P.O. Box 45, Boyers, PA 16017.

What is sf 1152 form?

FOR FERS EMPLOYEES A lump sum payment plus 50% of your annual pay or average pay (whichever is higher) is given as a basic employee death benefit (BEDB). If you had at least 10 years of service, your spouse may also receive a survivor benefit equal to 50% of your earned annuity.

What happens if I dont designate a beneficiary?

Their legal right extends only to being told if they are a beneficiary named in a persons will and they are also entitled to be told what, if anything, has been left to them and the full amount of inheritance they will receive.

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